Referral Boss
Agent Results

Agents Who Bet On Us
When It Mattered

Deals saved, listings powered up, and less time babysitting lenders.

Deal-Saver Case Studies

Weird Files That Still Closed

Each one is a deal that looked dead. Each one closed.

🏠Low Credit + No Down Payment
First-Time Buyer, Waverly TN

605 credit score. No money down. First-time buyer on a $500K purchase. We added two non-occupant co-borrowers to hit the qualifying ratios, found the right program, and closed.

$500K purchase · 0% down · 605 credit score
Agent win: The listing agent kept a buyer who would have walked away from every other lender.
💳High DTI + Move-Up
Move-Up Buyer, Mt. Juliet TN

Her DTI was too high to qualify. We approved a HELOC in 20 minutes, paid off all her debt, dropped her ratios, and she closed on a $600K home while keeping her existing house as a rental.

$600K purchase · HELOC approved in 20 min · kept old home as rental
Agent win: Agent closed a $600K deal that two other lenders had already killed.
🎖️Complex Income Stack
Self-Employed + VA, Old Hickory TN

793 score but 12 months of bank statements alone weren't enough. We layered in his wife's W-2 teacher income, his VA disability check, and rental income from their current home being converted to a rental. Four income streams. One approval. $650K closed.

$650K purchase · bank statement + W-2 + VA disability + rental income
Agent win: Agent protected a $650K deal that looked dead after the first lender declined.
🏢Tricky Property Type
Non-Warrantable Condo, Franklin TN

Retail bank bailed when condo underwriting got weird. We pivoted to a portfolio product, got the project approved, and closed without changing the buyer's rate by more than an eighth.

Non-warrantable condo · Franklin · portfolio loan
Agent win: Agent saved a deal the buyer's bank had already declined twice.

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Listings and 1% Buyer Boost

What Listing Agents Say

"Keith helped us get an offer on a $2.8 million dollar listing in Arrington, TN with a custom funnel. Incredible results."

Nancy Miller
Hodges and Fooshee Realty, Murfreesboro TN

"Keith has been instrumental in the growth of our listing leads coming in. He is a true partner."

John and Pam Peck
Peck Realty Group, Winchester TN
Weird Files and Saves

When the File Looked Dead

"Keith helped us get an offer on a $2.8 million dollar listing in Arrington, TN with a custom funnel. Incredible results."

Nancy Miller
Hodges and Fooshee Realty, Murfreesboro TN

"Keith has been instrumental in the growth of our listing leads coming in. He is a true partner."

John and Pam Peck
Peck Realty Group, Winchester TN

Got a file that looks like one of these?

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Repeat Referring Agents

Agents Who Keep Coming Back

"Keith helped us get an offer on a $2.8 million dollar listing in Arrington, TN with a custom funnel. Incredible results."

Nancy Miller
Hodges and Fooshee Realty, Murfreesboro TN

"Keith has been instrumental in the growth of our listing leads coming in. He is a true partner."

John and Pam Peck
Peck Realty Group, Winchester TN
Ready to Work Together?

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Keith reviews every inquiry personally and typically responds within one business day.